AML Transaction Monitoring - 100% (f/m/d)

Tasks

• Serve as a subject matter expert for the enforcement of anti-money laundering (AML) standards, particularly in the assessment of unusual activities.
• Willingness to conduct ad hoc investigations and expanded due diligence reviews regarding defined risk categories and complex cases.
• Conduct employee-related investigations and reviews to propose measures to mitigate sanctions in close collaboration with HR and the business unit (Employee Coverage).
• Conduct comprehensive background checks and critically evaluate and document sources of income.
• Escalate issues identified during the audit process while simultaneously initiating and monitoring mitigation measures to reduce the bank's risk.
• Collaborate with partners across all three lines of defense (Front, Compliance, and Internal Audit), as well as other functions (Relationship Manager, Front Risk Management, etc.) and domestic and foreign group companies.
• Provide training and training materials related to compliance issues.
• Recommend, develop, and implement solutions to support the continuous improvement of processes, procedures, and services.
• Be responsible for fraud prevention and detection within the internal AML/CFT fraud risk type framework (only "Employee Coverage" specified).
• Independently review irregular transactions detected by the IT-based AML monitoring system, analyze their economic context, and assess whether the transaction is consistent with the customer's KYC profile.
• Seek additional clarification as necessary (e.g., discuss the matter with the client, contact the inquiring entity, conduct due diligence on the client or counterparty and any business or transaction, request and review supplementary documents, etc.).
• Review supporting documents and evaluate negative reports (including assessing the reliability of the source).
• Support relationship managers and executives in implementing and monitoring compliance matters.
• Conduct customer onboarding checks, including KYC assessment: Customer journey and...

Requirements

• Ability to effectively apply in-depth knowledge of global AML and CFT (Combating the Financing of Terrorism) regulations and standards, as well as current money laundering schemes, to identify and mitigate risks.
• Ability to define problems, collect data, make observations, and draw valid conclusions; ability to conduct independent, objective, and thorough data analyses; ability to interpret complex data.
• Ability to handle AML, FIU, and internal audit activities in coordination with local/regional AML offices.
• Willingness to support financial investigations related to AML.
• Willingness to prepare written reports for internal AML reporting.
• Bachelor's degree (in a related field, such as criminal law, law, economics, or business administration) or equivalent.
• At least 3 years of experience in related fields such as private banking, the financial sector, operations, or compliance.
• At least 2 years of experience in AML investigations (reputation checks, screening, investigations, and case management systems such as Actimize, Fircos, InfoSight, or similar tools).
• Demonstration of comprehensive knowledge in the areas of customer onboarding (KYC), internal sanctions procedures, and money laundering.
• Proven expertise in AML matters and complex activities.
• Experience in the banking industry (sworn to uphold corporate governance)