CDI - Analyste Risque Crédit Senior H/F

missions

The Risk Management Department and its credit team are responsible for:

• Credit Risk Analysis
• The preparation of credit files, which are delegated by the various entities within the group

The person in this role will be responsible for maintaining a comprehensive overview of Private Banking’s credit risks and will be tasked with preparing reports and briefing the Risk Management Department on the most significant credit files and key issues facing the department.

Responsabilités

The responsibilities of the position include:

• Coordinate your tasks with the Risk Management team
• Review credit files and ensure that credit authorizations are appropriate
• Discuss policy as a team and ensure consistency in the Risk Management Department’s position
• Negotiate structural adjustments to the loan with the necessary mitigating measures to enable the Bank to reduce its risk exposure
• Assist and advise the Credit Risk teams of the Bank’s international entities
• Serve as the liaison with other specialized teams

Candidate criteria

The requirements for this position are:

• Minimum level of education: Bac +5 / M2 and above
• Education / Specialization: Master’s degree (BAC+5), a university degree, or a degree from a business or engineering school
• Experience: Experience in commercial financing/lending and finance, with at least 2 to 5 years in a credit risk analysis department

Compétences recherchées

The qualifications required for this position are:

• Business acumen with a solid understanding of financial market concepts
• Experience working in an independent team, demonstrating initiative and creativity
• Ability to engage with high-level counterparts and defend positions with expertise
• Ability to synthesize information and persuasive power