CDI - Analyste Risque Crédit Senior H/F

Job description

Overview

• Type of contract: CDI
• Planned deployment date: January 5, 2026
• Position with management responsibilities: No
• Squad / Non-squad: Squad

Missions

The Risk and Permanent Control Department (RPC) is the bank's second line of defense. It independently analyzes and monitors credit risks, market risks, and operational risks.

• Organization Credit risk and exposure control: Analyzing credit files to ensure compliance with applicable credit delegations and provide a panoramic view of Banque Privée's credit exposures in order to identify the main risks and challenges for the Risk Management Department.

Main tasks

• Analyzing credit files and ensuring compliance with credit delegations
• Creating tracking sheets
• Regulating risks in advance, participating in credit committees, and defending the position of the Risk Management Department
• Negotiating structural adjustments with credit institutions (price, off-balance sheet)
• Regular monitoring of commitments with various specialist teams (RPC, market risk, compliance, permanent control, Group Risk Management)

Requirements

Criteria for the candidate

• Minimum educational level: Bac +5 / M2 and above
• Education/specialization: University level or a commercial or engineering school, BAC+4/5 level or diploma
• Experience: Experience in financing (commercial and finance), 6-10 years of experience in credit risk, acquired in a credit risk department or within a risk management department.

Wanted skills

• Cultural understanding of economics with a good command of financial and market terminology
• Teamwork, initiative, and decision-making skills
• Filling positions in one or more risks (DG, desk managers, etc.) and clear positions with an affirmative and constructive mindset
• Excellent command of financial analysis and ability to present ideas and arguments orally and in writing
• Ability to recognize signals in order to anticipate risk deterioration and respond to problems
• Studies in financial analysis (score, probability, value-at-risk, etc.)
• Extensive experience in analyzing financial data from various perspectives (sector, security, etc.)
• Proficiency in the IT environment (Office package)

We offer