Chief Credit Officer - Head or Division Manager

Vos missions

• Ensure the management and operational quality of the Credit Portfolio Management Division and, in accordance with the credit policy defined and approved both internally and by Senior Management in consultation with the Executive Committee, contribute to the development of a business strategy that fosters growth in the division’s performance (revenue, cost of risk) as well as the Bank’s overall economic growth.
• In this capacity, you will assist senior management in this area, exercise your authority, and lead a team of 18 employees.
• In an uncertain economic and market environment, you will oversee the bank's policies and strategies regarding decision-making, risk, and the division's performance.

Your main tasks / responsibilities

• Oversee the management and operational quality of the Credit Portfolio Management Division
• Chair the Executive Management's Credit Committee
• Optimize the analysis, management, and detection of credit risks
• Continuously improve credit processes (analysis, decision-making, structuring, data entry) and the division's operations
• Contribute to the Bank's business growth and profitability. To this end, you will work closely with the Business Units and the Corporate Banking Division, maintain close contact with clients at all levels (business advisors and/or branch managers), and seek to develop relationships
• Contribute to the division's digital transformation project
• Define, organize, and lead the division's strategic projects
• Prepare the reports needed to manage the division and monitor its performance
• Prepare statistical and/or specialized reports on the division's business in collaboration with the Statistics and Reporting Division. Responsible for reporting to the Audit Committee/Bank
• Represent the Bank on various occasions as an expert in credit management
• Participate in internal and external committees as a member of various internal committees

Votre profil

• Academic background in finance, economics, law, or the sciences
• At least 10 years of proven experience leading a major organizational unit as the head of credit decision-making
• In-depth knowledge of credit and product management in the areas of mortgages, commercial lending, and trade financing
• Experience leading large teams
• Good knowledge of the economic landscape of the French-speaking region of Switzerland
• Fluent in French, with a very good command of German and English