Credit Officer Focusing on Commercial Lending (All) - 60–100%

Tasks

• Documentation regarding the loan requirements, which should include a detailed explanation of business activities and a brief description of customer relationships
• Step-by-Step Description of the Most Important Processes
• Portfolio Evaluation: Quality and Development
• Analysis of the Most Important Risk Factors
• Assessment of the Risk Management Culture and the Functioning of Credit Management
• Brief Description of Current Lending Practices
• Analysis of Current Policies and Collaboration with the Corporate Banking Division
• Comparison of Actual Figures with Budgeted Figures
• Final meeting and presentation of the report to the branch management
• Brief Description of Internal Credit Approval Processes
• Description and Analysis of the Customer Base Structure
• Analysis of Industry-Specific Risks
• Description of the activities carried out over the past year
• Indirect Settlement (CAAE)
• Support for the 10-Day Stock Challenge (50 minutes of prep work in advance)
• Customer support through CBF Service for Minimal and sales to active corporate customers
• Reporting by Buyers
• Consulting Services for Lenders and Financial Institutions in the Area of Asset Management
• Client-focused, structured consulting for corporate clients
• Policy and Account Management in the Area of Account Administration and Debit
• Voluntary copayment related to in-store support

Requirements

• 3 years of experience in corporate banking, as well as in banking, leasing, or the credit departments of banking institutions
• Studies in Structural Linguistics (e.g., NFO, FLW)
• Direct Contract Management (Contracts Outside Germany)