Credit Risk Officer - Financial Institutions

Tasks

• Analysis of economic, market-related, regulatory, and industry-specific events/developments and assessment of their impact on the portfolio
• Management of counterparty credit exposure, including analysis of transactions with customers and proposal of risk mitigation measures for structured/credit-intensive transactions and credit terms in legal documents
• Ensuring compliance with credit risk limits, including single name limits, country limits, and counterparty-specific limits, as well as reporting violations to the NPHE and the EMEA Head of Credit Risk Management
• Proactive identification and monitoring of exposure concentrations, identification of risk mitigation measures, and reporting to risk management
• Analysis and interpretation of stress test results and implementation of appropriate measures at counterparty, country, and industry level
• Participation in credit risk projects/initiatives that contribute to improving the company's risk management framework

Requirements

• Team player with the ability to communicate well with different personality types, possibly in multiple locations
• Ability to produce high-quality credit analyses from start to finish
• Ability to work in a fast-paced and demanding business environment
• Collaborating with various individuals within the organization and leveraging diversity to contribute to the growth and profitability of the company

We offer

Competencies

• Identifying the root causes of problems and defining a clear vision and direction for the future
• Evaluating all options for solving problems and effectively prioritizing measures or recommendations
• Inspiring team members through effective communication of ideas and motivation to increase productivity
• Proactive participation in professional development and increasing team productivity by promoting knowledge sharing
• Respecting diversity, promoting a culture of psychological safety in the workplace, and fostering a "risk culture" (challenge, escalation, and respect)