Job offer
FIG Analyst, Bank Ratings & Capital Advisory (RAC)
The job posting describes a position as a FIG Analyst in the Bank Ratings & Capital Advisory (RAC) division at Alantra in London, where the candidate will be responsible for analyzing bank balance sheets, rating agencies, and regulatory requirements. The ideal candidate has a comprehensive understanding of bank balance sheets, regulatory capital metrics, and rating agency methodologies, as well as strong analytical and communication skills.
Tasks
- Support for existing (retainer) consulting engagements and new business development / pitch materials
- Analysis of credit rating agency methodologies (particularly S&P, Moody’s, and Fitch) and assessment of rating sensitivities and notching implications
- Detailed analysis of bank financial reports, including asset quality, capital, debt, funding, and liquidity metrics, within the framework of rating agencies
- Modeling of capital and funding scenarios, including the impact on CET1, AT1, Tier 2, and MREL/TLAC positions under rating agency frameworks
- Preparation of client materials, briefing notes, and analytical memos for internal and external use
- Monitoring regulatory and credit rating agency developments (e.g., EBA, ECB, PRA) and assessing their impact on client ratings
Requirements
- A comprehensive understanding of a bank’s balance sheet, income statement, and their interrelationships, including asset risk, profitability, capital positioning, funding, and liquidity, as well as off-balance-sheet commitments
- Strong command of regulatory capital metrics (CET1, Tier 1, total capital, leverage ratio, RWAs) and funding metrics (LCR, NSFR)
- Strong attention to detail and analytical rigor
- Clear and precise communication skills, suitable for senior-level client interactions
Desired qualifications
- Strong academic background in finance, accounting, economics, or a related field
- Advanced financial modeling and Excel skills
- Bank Treasury / Capital Management
- Auditing or Consulting for Financial Institutions
Further requirements
- Accounting qualification (ACA, ACCA, or equivalent) or currently pursuing one
- FCA qualification or relevant regulatory certification
- Direct experience working at a credit rating agency that evaluates banks
- Background in auditing or accounting with experience working with financial institutions
Skills and competencies
- Technical expertise in the analysis of bank financial reports
- Strong understanding of regulatory frameworks and capital instruments
- Ability to interpret and question rating methodology assumptions
- Structured thinking and quantitative rigor
- Professional judgment and discretion in handling sensitive information
- A collaborative team player with strong personal integrity
- Looks forward to working in international teams
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