FIG Analyst, Bank Ratings & Capital Advisory (RAC)

Job description

The position of FIG Analyst, Bank Ratings & Capital Advisory (RAC) offers senior staff and the C-suite/Treasury team the opportunity to work as analysts. This role requires a deep understanding of bank balance sheets, regulatory capital metrics, and the methodologies used by rating agencies.

Tasks

The main tasks include:

• Supporting existing consulting engagements and developing new business relationships
• Analysis of rating agency methodologies (particularly S&P, Moody’s, and Fitch) and assessment of rating sensitivities and notching effects
• Detailed analysis of bank balance sheets, including asset quality, capital, debt, financing, and liquidity metrics, within the framework of credit rating agencies
• Modeling of capital and funding scenarios, including the impact on CET1, AT1, Tier 2, and MREL/TLAC positions under the framework conditions of credit rating agencies
• Preparation of client materials, briefing notes, and analytical memos for internal and external use
• Monitoring regulatory and credit rating agency developments (e.g., EBA, ECB, PBA) and assessing their impact on clients' credit ratings

Requirements

The requirements for this position include:

• Comprehensive understanding of bank balance sheets, income statements, and their interrelationships, including asset risks, profitability, capital allocation, funding, and liquidity, as well as off-balance-sheet liabilities
• Strong understanding of regulatory capital metrics (CET1, Tier 1, total capital, leverage ratio, RWAs) and funding metrics (LCR, NSFR)
• Strong attention to detail and analytical rigor
• Clear and precise communication skills, suitable for interactions with senior-level clients

Qualifications and experience

Essential qualifications and experience:

• 1–3 years of experience in one or more of the following areas:

Highly desirable qualifications and experience:

• Technical expertise in the analysis of bank balance sheets
• Strong understanding of regulatory frameworks and capital instruments
• Ability to interpret and question assumptions about rating methods
• Structured thinking and quantitative rigor
• Professional judgment and discretion in handling sensitive information
• A collaborative team player with strong personal integrity
• Enjoyment of working in international teams