Head of Mortgage Advisory Switzerland 100% (f/m/d)

Tasks

• Serve as the first line of defense for all mortgage advisory and sales activities to ensure compliance with credit guidelines, FINMA regulations, and risk standards
• Oversee the evaluation, structuring, and presentation of complex financing solutions for Swiss residential and investment properties.
• Oversee the preparation and submission of loan applications to the bank's credit risk management and credit committee to ensure clarity, accuracy, and sound risk justification.
• Promote best practices in solvency analysis, collateral valuation, and transaction structuring to ensure the highest standards of advisory and risk quality.

Client Engagement & (U)HNWI Coverage

• Engage actively with (U)HNWI clients seeking financing for Swiss real estate and offer tailored and sophisticated mortgage solutions.
• Collaborating with private banks, real estate experts, wealth planners, and investment specialists to support integrated client service and relationship strengthening
• Represent the mortgage advisory function as a trusted expert in client meetings, presentations, and strategic discussions.

Strategic Leadership & Business Development

• Design and implement the Switzerland-wide customer and product strategy for mortgage financing as part of the real estate organization in accordance with regulatory expectations and internal risk frameworks.
• Drive the evolution of the bank's mortgage offering to identify opportunities to improve customer value, operational efficiency, and market competitiveness.
• Act as a senior partner to the head of the real estate department and other leadership teams to contribute expert knowledge on strategic initiatives and cross-divisional collaboration.

Employee management & organizational development

• Lead, develop, and inspire a high-performing team of 12-15 mortgage advisors in Switzerland.
• Promote a culture of professional excellence, collaboration, and accountability, with a strong focus on customer orientation and quality of execution.
• Strengthen capabilities within the consulting organization, including coaching, succession planning, and professional development

Requirements

• University degree in finance, banking, economics, law, or equivalent, and/or Swiss banking education with corresponding further professional training
• 10+ years of experience in Swiss mortgage consulting and complex real estate financing, ideally in a private banking environment
• Professional background in private banking, asset management, or a Swiss universal bank, with proven experience with (U)HNWI clients
• In-depth technical knowledge of Swiss mortgage products, solvency rules, collateral valuation, and

We offer