Real Estate Specialist

About this position

At BC FKB, you’ll become part of a team of 600 employees united by a common goal: to provide tailored solutions that drive the local economy forward. From personal projects to the challenges faced by large companies, we are the trusted partner of the people of Fribourg.

Your main tasks

• Conducting real estate appraisals in accordance with Swiss market standards and applicable regulations, as well as within the framework of internal guidelines on areas of expertise
• Conducting on-site inspections, analyzing the condition of the properties, their surroundings, their potential, and the associated risks
• Preparation of comprehensive, documented valuation reports that comply with internal and regulatory requirements
• Review of property appraisals delegated to the sales organization
• Contributing to the continuous improvement of valuation models and internal processes
• Monitoring the Swiss real estate market, including regional trends, price trends, and changes in risk, in collaboration with the Credit Risk Management and Monitoring Team
• Monitoring and analyzing real estate market trends in collaboration with the relevant risk management team
• Representing the bank in dealings with external partners (e.g., licensed external real estate experts, architects, property managers, etc.)

Your profile

• Advanced education in real estate, architecture, engineering, business, finance, or a related field
• Recognized certification in real estate appraisal (e.g., USP, SVIT, SIV, or training as a real estate expert with a federal certificate or MAS/DAS/CAS)
• Substantial experience (at least 3–5 years) in real estate valuation in Switzerland, with a strong understanding of the Swiss real estate market and its regional and cantonal characteristics
• Proficiency in various valuation methods (e.g., hedonic, capitalization, income approach, DCF, net asset value, etc.)
• Proficiency in using digital assessment tools (particularly Wüest Dimensions) and banking systems
• Banking experience is a plus
• Strong analytical skills, attention to detail, and the ability to make well-informed and well-reasoned decisions
• Excellent verbal and written communication skills; native speaker of French or German with a good command of the other language
• Independence, a sense of responsibility, team spirit, and a solution-oriented mindset

What we offer you

• A collaborative and dynamic work environment where your contributions make a difference and decision-making processes are streamlined
• Sustainable and gradual career development with a focus on long-term success
• A work environment where teamwork, sustainability, and a strong local presence are a way of life
• Competitive compensation and above-average benefits
• Preferential terms for our banking services and much more