Lombard Credit Risk Officer - Private Banking 100% (f/m/d)

Tasks

As a Lombard Credit Risk Officer, you are responsible for approving and monitoring credit risks for private customers. This makes you an important point of contact for customer advisors in all credit matters. The aim is to understand, quantify, and correctly assess credit risks in order to avoid credit losses. Your tasks will include:

• Preparation of loan applications, analysis and assessment of loan requests
• Approval of securities-backed loans within the allocated credit authority
• Approval of customer-specific special credit approvals
• Identification, analysis, and monitoring of potential credit risks
• Ongoing monitoring of credit decisions made and identification and assessment of credit overruns covered by securities
• Supporting customer advisors, particularly in cases of regular and complex credit overruns
• Checking credit files for completeness
• Portfolio administration
• Support, advice, and training for assigned client advisors in private banking
• Collaboration on credit-related projects

Requirements

The requirements for this position are:

• At least 1-2 years of professional experience (primarily/financial)
• Excellent analytical skills
• Independent, dependable, and team-oriented personality with strong negotiation skills
• Very good German and English skills (spoken and written), other languages are an advantage

We offer

The exact benefits are not specified, but it is pointed out that the position represents an interesting challenge and offers the opportunity to be part of a team that is shaping the future of wealth management.