Job offer
Lombard Credit Risk Officer Private Banking (Temporary 6 - 12 Months) 100% (f/m/d)
The Lombard Credit Risk Officer is responsible for the approval and monitoring of credit risks for private banking clients and serves as a key point of contact for relationship managers in all credit-related matters. The focus is on the assessment and quantification of credit risks in order to avoid credit losses.
Job description
Lombard Credit Risk Officer Private Banking (Temporary 6 - 12 Months) 100% (f/m/d)Tasks
- Monitoring of instruments etc.: Approval of loans collateralized by securities within the delegated credit authority limits (based on risk assessment and limit amount)
- Approval of customer-specific special credit-to-value ratios
- Identification, analysis and quantification of credit risks
- Continuous monitoring of approved credit decisions, identification and assessment of breaches of limits for loans collateralized by securities and implementation of appropriate measures (e.g. margin calls)
- Supporting relationship managers, especially with regular and complex credit limit overruns, their resolution and new credit requests
- Checking loan documents for completeness
- Perform portfolio management tasks, including approval of fixed rate loans, payment authorizations and accurate loan documentation
- Support, advice and training of assigned private banking relationship managers
- Presentations for relationship managers and team leaders
- Preparation and implementation of training sessions for credit specialists
- Contribution to credit-related projects
Requirements
- Bachelor's degree or completed university or university of applied sciences education (in economics, banking, finance or law), or equivalent qualification or professional experience
- Several years of professional experience in the (Lombard) lending business an advantage
We offer
(no specific information available)Further information
- The position is limited to 6-12 months
- The position is 100% filled
Job details