Job offer
Risk-Lead Credit Officer - Vice President
The Risk-Lead Credit Officer - Vice President is responsible for managing credit risk in the Wealth Management division and works closely with clients, business partners and risk managers to structure and approve credit transactions. The position requires a high level of analytical ability, strong leadership skills and experience in credit risk management.
Job description
Develop your career within wealth management team, where we offer a collaborative environment that values diverse experiences and encourages innovative thinking to solve real-world challenges.
Tasks
- Approve new and existing credit risk exposures for the Global Private Bank client base within authorized limits.
- Ensure credit exposure is structured, documented, and agreed in accordance with JPMorgan Chase Credit Policy.
- Monitor Exposure Reports, collaborate with teams to resolve issues, and escalate potential problems promptly.
- Work closely with senior management, other risk functions, and Lines of Business to ensure holistic risk appetite and governance.
- Identify and monitor concentrations, trends, and themes in the portfolio.
- Lead periodic Portfolio and Product Guideline reviews.
- Drive key projects and strategic initiatives to enhance processes and improve risk management.
Requirements
Required qualifications, skills and knowledge
- Minimum of 10 years in Banking, with experience in structuring complex credit transactions or related experience.
- Proven ability to analyze credit structures, make informed decisions, and mitigate credit risks.
- Excellent leadership, management, and business partnership skills.
- Exceptional communication, negotiation, influencing, and coaching skills, both spoken and written.
- Ability to work effectively and respectfully with others to foster an inclusive environment.
- High level of analytical skills, including financial analysis.
- Attention to detail and ability to drive results across a global organization.
Preferred qualifications, skills and knowledge
- Undergraduate degree preferred.
- Experience and familiarity with approving credit transactions preferred.
- Experience with industry-recognized risk certifications such as CISMA, CRISC, CISSP, CISA, CCEP, CCRM, CRMP, GRCP.
- Background in auditing and understanding of internal controls.
- Proficiency in MS Office Suite - Microsoft Word, Excel, Access, and PowerPoint.
- Knowledge of data analytical tools such as Tableau, Alteryx, or Python is a plus.
We offer
A collaborative environment that values diverse experiences and encourages innovative thinking to solve real-world challenges.
Job details