Senior Credit Advisor - Real Estate H/F

Job description

Charges

• Participation in the expansion of the Real Estate, Credit & Liquidity Solutions division, particularly in the area of commercial and industrial real estate financing
• Prosecution and defense of financing cases in the Credit Committee
• Follow-up of cases with banks and customers, as well as interventions at Group level
• Maintaining professional relationships with real estate experts (LUX, Netherlands), asset managers, real estate companies, debt advisors, etc.

• Autonomous processing of requests from wealth managers
• Analysis of real estate financing cases, preparation of term sheets and credit dossiers
• Interaction with central real estate finance teams to structure cases requiring a central arbitration process
• Presentation and follow-up of cases before the local or Group-wide credit committee
• Support for the credit officer through autonomous management of wealth managers
• Management of the contractual drafting of real estate loan agreements with external law firms and notaries
• Answering questions in connection with the valuation of assets in Luxembourg and coordinating expert opinions in other geographical regions
• Carrying out market observations in conjunction with experts and customers
• Ensuring compliance with real estate market regulations
• Development and promotion of the real estate financing offering to wealth managers and their clients
• Guidance and support for employees in the real estate sector within the bank

Requirements

• Degree: Bac + 5 / M2 or higher
• Field of study: Commerce, Economics & Law (Property/Notary's Office)
• At least 6-10 years experience
• Experience as a risk analyst (2nd line) with a commercial focus, maintaining high quality business relationships with clients
• Knowledge of the specificities of the French, Luxembourg and Dutch markets, the reference players in the sector and market practices
• Participation in placement or syndication cases

• Ability to independently develop mortgage financing solutions, and knowledge of legal, tax and regulatory issues for the appropriate handling of cases
• Excellent communication skills and strong understanding of teamwork to propose pragmatic and efficient solutions for clients, in compliance with banking values and professional ethics

Further requirements

• MS Office suite
• Fluent in French and English, Dutch would be an advantage

We offer