Senior Credit Officer (80–100%)

Tasks

• Through your work, you ensure the bank’s creditworthiness and, in collaboration with your teammates, facilitate credit decisions
• You will support the periodic monitoring procedures and help identify credit risks at an early stage

Requirements

• You have several years of experience in evaluating and structuring commercial loans and mortgage financing at a Swiss bank, preferably in the St. Gallen area
• You have extensive expertise in the financing business for private and corporate clients in Switzerland
• Thanks to your strong analytical skills, you identify risks early on and find solutions that make good business deals possible
• With a healthy balance of risk awareness and pragmatism, you identify key challenges and help frontline staff build lasting customer relationships

We offer

• Work-Life Balance: We offer flexible working hours and a flexible remote work model
• Employee benefits: We offer you discounts on most banking services (e.g., accounts, cards, mortgages)
• Annual Share Program: Once a year, you can purchase shares in St.Galler Kantonalbank at a significant discount and become a shareholder
• Career opportunities: We support you in your training and professional development
• Attractive retirement planning: We offer you retirement savings plans (or our own pension fund). You decide for yourself how and how much you want to contribute voluntarily
• More money for families: In addition to the standard family allowance, you’ll receive a bonus of CHF 12,500 per child
• Freelance: With us, you get 20 weeks of maternity leave and 15 days of paternity leave