Senior Mortgage Advisor Switzerland / Ticino 80% - 100% (f/m/d)

Tasks

- Serve as the first line of defense for all mortgage advisory and sales activities to ensure strict compliance with credit guidelines, FINMA regulations, and risk standards - Oversee the evaluation, structuring, and presentation of financing solutions for Swiss residential and investment properties - Lead the final preparation and handover of loan applications to the bank's credit risk management and credit committee to ensure clarity, accuracy, and sound risk justification - Promote best practices in solvency analysis, collateral valuation, and deal structuring to ensure the highest standards of advisory and risk quality

Customer engagement and coverage

- Actively engage with clients (UHNWIs) seeking financing for Swiss real estate and offer tailored and sophisticated mortgage solutions - Work closely with private bankers, wealth planners, and investment specialists to support integrated client coverage and strengthen relationships - Represent the mortgage advisory function as a trusted expert in client meetings, presentations, and strategic discussions

Operational excellence and digital capabilities

- Support the implementation and improvement of digital tools, mortgage platforms, CRM systems, and process automation to support efficiency and advisor productivity - Ensure consistent, high-quality advisory processes and documentation standards are maintained across all Swiss regions - Collaborate with relevant stakeholders such as technology, operations, and risk areas to optimize workflows and streamline delivery

Requirements

• 7+ years of experience in Swiss mortgage consulting and complex real estate financing, ideally in a private banking environment
• Professional background in private banking, asset management, or a Swiss universal bank, with proven experience with UHNWIs
• In-depth technical knowledge of Swiss mortgage products, solvency rules, security assessment, and