Senior Mortgage Advisor Switzerland / Ticino 80% - 100% (f/m/d)

Tasks

Mortgage Advisory Excellence & Risk Management:

• First line of defense for all mortgage advisory and sales activities to ensure strict compliance with credit guidelines, FMA regulations, and risk standards
• Overseeing the evaluation, structuring, and presentation of financing solutions for Swiss residential and investment properties
• Managing the preparation and submission of credit applications to the bank's credit risk management and credit committee to ensure clarity, accuracy, and sound risk justification
• Promoting best practices in solvency analysis, collateral valuation, and transaction structuring to ensure the highest standards of advisory and risk quality

Client Engagement & (U)HNWI Coverage

• Active engagement with (U)HNWI clients seeking financing for Swiss real estate in order to offer tailored and sophisticated mortgage solutions
• Collaborating with private banking, wealth planners, and investment specialists to support integrated customer service and relationship strengthening
• Representing the mortgage advisory function as a trusted expert in client meetings, presentations, and strategic discussions

Operational Excellence & Digital Capabilities

• Supporting the implementation and improvement of digital tools, mortgage platforms, CRM systems, and process automation to support efficiency and advisor productivity
• Ensuring consistent, high-quality consulting processes and documentation standards in all Swiss regions
• Collaborate with relevant stakeholders, such as technology, operations, and risk departments, to optimize workflows and streamline delivery

Requirements

• 7+ years of experience in Swiss mortgage consulting and complex real estate financing, ideally in a private banking environment
• Professional background in private banking, wealth management, or a Swiss universal bank, with proven experience with (U)HNWI clients
• In-depth technical knowledge of Swiss mortgage products, solvency rules, security assessment, and

We offer

No information available.