Senior Mortgage Officer - IPRE 100% (f/m/d)

Tasks

Responsible for all mortgage risk aspects of a portfolio of domestic and international private banking clients. Assess, analyze, structure, approve, implement, and monitor mortgage loan applications/transactions for private mortgages, income-generating real estate (IPRE), and construction and development loans. Provide credit advisory services to internal clients and collaborate with mortgage advisors and relationship managers (first line of advice). - Underwriting or risk assessment for credit evaluation - Assessment of the borrower and collateral with regard to credit, structural, legal, and compliance risks, as well as reputational damage - Identification of concentration risks in collateral and/or exposure - Continuous monitoring of credit exposure; Resolving delinquent debts, - Regular review of approved limits within the assigned portfolio - Administrative services within the portfolio, e.g., mortgage booking and proper loan documentation - Representing other mortgage officers and team leaders in their absence - Supporting mortgage advisors in all credit-related matters and establishing regular and proactive contacts, providing advisory services to the private banking front office - Contributing to credit-related projects and process improvements - Collaborating with legal and external advisors to draft non-standardized documents related to credit transactions - Preparing and conducting training sessions for mortgage officers and mortgage advisors

Requirements

- Bachelor’s degree or a degree from a university of applied sciences (economics, banking, finance, law) or equivalent education or professional experience - Several years of professional experience in the mortgage sector with a focus on IPRE; additional knowledge in commercial real estate is a plus - Interest in how financial markets and financial institutions operate - Proven knowledge of the relevant real estate markets - In-depth legal knowledge of mortgage documents and loan structures - Strong IT skills (Word, Excel, PowerPoint)

We offer

No information available.