Job offer
Credit Recovery Specialist
Banque Cantonale de Fribourg is seeking a Credit Recovery Specialist to manage, restructure, and recover high-risk loans. The ideal candidate will have experience in credit recovery, a solid understanding of credit and financial analysis, and excellent interpersonal and negotiation skills.
About this position
Joining BCF means becoming part of a team that shares a common goal: to provide tailored solutions that drive the local economy forward. From private projects to the challenges faced by large corporations, we are your trusted partners. The Credit Recovery department is responsible for managing the financial consequences of special financing for distressed loans, including financial risk mitigation, restructuring, liquidations, loan settlements, and negotiating solutions in accordance with the established strategy (e.g., rehabilitation, restructuring, liquidation, exit).What can you expect?
- Management, Restructuring, and Recoupment of High-Risk Loans
- Safeguarding the bank's financial and contractual interests
- Credit Recovery works with all parties involved (clients, attorneys, auditors, liquidators, or in exit scenarios with all parties involved)
- Periodic assessment of general and specific allowances for credit risk at the portfolio level
- Development of appropriate reporting based on specific key performance indicators and presentation of this information in regular reports for Credit Risk Management and the Credit Committee
- Contributing to the continuous improvement of monitoring and risk management processes in the credit division
What do you bring with you?
- Basic training in banking, supplemented by advanced training in banking or finance, with several years of professional experience in credit recovery
- Extensive knowledge of credit analysis, financial analysis, and debt collection
- A structured and cross-functional mindset, as well as a high degree of intellectual precision
- An independent and meticulous approach to work
- A solution- and results-oriented individual with excellent interpersonal and negotiation skills
- Fluency in German and a good command of French (or vice versa)
We offer you
- A position of responsibility with opportunities for growth
- A stable, motivating, and growth-oriented work environment
- Numerous opportunities for continuing education and professional development
- At least five weeks of vacation
- Preferred terms on our banking services
Job details