Credit Recovery Specialist

About this position

Joining BCF means becoming part of a team that shares a common goal: to provide tailored solutions that drive the local economy forward. The Credit Recovery department is responsible for resolving distressed loans, mitigating the bank’s financial risks, restructuring and liquidating loans, and negotiating solutions in accordance with the established strategy (e.g., resolution, restructuring, liquidation, exit).

Tasks

The following tasks await you:

• Management, Restructuring, and Recoupment of High-Risk Loans
• Protection of the Bank's financial and contractual interests
• Periodic assessment of general and specific allowances for credit risk at the portfolio level
• Development of appropriate reporting based on specific key performance indicators and presentation of this information in regular reports for Credit Risk Management and the Credit Committee
• Contributing to the continuous improvement of monitoring and risk management processes in the credit division

Requirements

You meet the following requirements:

• Basic education in banking, supplemented by advanced training in banking or finance, with several years of professional experience in credit recovery
• Extensive knowledge of credit analysis, financial analysis, and debt collection
• A structured and cross-functional mindset, as well as a high degree of intellectual precision
• An independent and precise approach to work
• A solution- and results-oriented individual with excellent interpersonal and negotiation skills
• Fluency in German and a good command of French (or vice versa)

We offer you

We offer the following benefits:

• A position of responsibility with opportunities for growth
• A stable, motivating, and growth-oriented work environment
• Numerous opportunities for continuing education and professional development
• At least five weeks of vacation
• Preferential terms on our banking services