Credit Recovery Specialist

About this position

Joining BCF means becoming part of a team of 600 employees who all share the same goal: to drive forward tailored solutions for the local economy. From private projects to the challenges faced by large companies, we are reliable partners to businesses in Fribourg.

Tasks

The Credit Recovery Specialist is responsible for managing non-performing loans, minimizing the bank’s financial losses, and negotiating solutions in accordance with the established strategy (e.g., rehabilitation, restructuring, liquidation, or divestiture).

• Management, Restructuring, and Recoupment of High-Risk Loans
• Protection of the Bank's financial and contractual interests
• Negotiating reorganization, restructuring, liquidation, or exit scenarios with all parties involved
• Periodic assessment of general and specific allowances for credit risk at the portfolio level
• Developing appropriate reporting based on specific key performance indicators and presenting this information in regular reports to the Credit Risk Management team and the Credit Committee
• Contributing to the continuous improvement of monitoring and risk management processes in the credit division

Requirements

• Basic training in banking, supplemented by advanced training in banking or finance, with several years of professional experience in credit recovery
• Extensive knowledge of credit analysis, financial analysis, and debt collection
• A structured and cross-functional mindset, as well as a high degree of intellectual precision
• A solution- and results-oriented individual with excellent interpersonal and negotiation skills
• Fluency in German and a good command of French (or vice versa)

We offer you

• A position of responsibility with opportunities for growth
• A stable, motivating, and growth-oriented work environment
• Numerous opportunities for continuing education and professional development
• At least five weeks of vacation
• Preferred terms on our banking services