Credit Recovery Specialist

About the job

Joining us means becoming part of a team that drives tailored solutions for the local economy. The Credit Recovery Specialist is responsible for managing non-performing loans, minimizing the bank’s financial losses, and negotiating solutions in accordance with the established strategy (e.g., rehabilitation, restructuring, liquidation, or divestiture).

Tasks

The tasks include:

• Management, Restructuring, and Recoupment of High-Risk Loans
• Protection of the Bank's financial and contractual interests
• Negotiating reorganization, restructuring, liquidation, or exit scenarios with all parties involved
• Periodic assessment of general and specific allowances for credit risk at the portfolio level
• Developing appropriate reporting based on specific key performance indicators and presenting this information in regular reports to the Credit Risk Management team and the Credit Committee
• Contributing to the continuous improvement of monitoring and risk management processes in the credit division

Requirements

The requirements are:

• Basic training in banking, supplemented by advanced training in banking or finance, with several years of professional experience in credit recovery
• Extensive knowledge of credit analysis, financial analysis, and debt collection
• A structured and cross-functional mindset, as well as a high degree of intellectual precision
• A solution- and results-oriented individual with excellent interpersonal and negotiation skills
• Fluency in German and a good command of French (or vice versa)

We offer you

We offer:

• A position of responsibility with opportunities for growth
• A stable, motivating, and growth-oriented work environment
• Numerous opportunities for continuing education and professional development
• At least five weeks of vacation
• Preferred terms on our banking services